The Life Insurance Process
from Start to Finish
Getting life insurance can be an intimidating process, especially for first-time buyers. We've done our work to break things down for you. Read through the various information sections to get started.
Life Insurance Applications. Just like the policies themselves, the process of applying for life insurance has many aspects. When applying for insurance the traditional way, through an agent, there will be several things you need to record on your application. Online applications vary, but most only ask the most basic personal questions, such as height, weight, and whether or not you use tobacco. Read more about Life Insurance Applications...
Information You'll Need. When filling out a life insurance application, as with any application, there are several things you’ll need to have on hand, including personal information, medical history, driving record, work profile, and amount of coverage desired. Read more about Information You'll Need On Hand...
Medical Exam. Upon application for life insurance, depending on your age and the amount of insurance you are applying to purchase, you may have to take a medical exam. These are paid for and provided by the insurance company, who will schedule the exam for you. Read more about the Medical Exam...
Needs Analysis. We ask the questions you may not have thought about, but that play a big part in making a decision on how much life insurance your family will need. Read more about your Needs Analysis...
Life Insurance Calculator. We've made figuring out your ideal policy value simple. Just plug in the numbers and our life calculator does the math for you. Calculate your Life Insurance Needs...
Choosing Beneficiaries. In all life insurance contracts, the insured must name at least one beneficiary, the person who will receive the benefit’s the policy provides. But how should you determine who to leave your money to? It’s not an easy decision, but one that with careful thought and understanding can be made more simple. Read more about Choosing Beneficiaries...
Understanding Policy Terms. As with any other kind of insurance, there are limits to what you can and cannot do with the policy. These are limits are called provisions and exclusions, and control how you use your policy. Read more about Examining Terms and Understanding Exclusions...
Selecting Your Policy. Everyone needs life insurance at some point, plain and simple. But as consumers, we all want to know we are getting the best deal for our money. When purchasing insurance, don’t hesitate to ask your agent any questions you may have about any provisions or terms of the policy. Read more about Selecting Your Policy...
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