Insurance F.A.Q.’s

What is the insurance application process?
Once you select an insurance company and premium rate, you can then request an application by filling out the application request form. You may also apply on line with Jefferson National and American National and will receive a decision within about 10 minutes.

Once you request an insurance application, a licensed agent from CompareTerm® will call you and set up a convenient appointment for a no cost physical exam. The physical exam can take place at your home or business and is performed by a medical professional at no cost to you (the insurance company pays for the exam).

Once the application and exam are completed CompareTerm® will submit the information to the insurance company for underwriting. Usual turn around time varies from four to eight weeks to underwrite the application and issue the policy. It’s that simple!

Why should I buy insurance through CompareTerm®?
Simple! We do the shopping for you so you do not have to waste valuable time. We use the famous Compulife® insurance company database which provides objective price information. Compulfie® does not sell insurance. CompareTerm® relies on the Compulife® database and CompareTerm® does not accept advertising of any kind. You can be certain that you are getting the most accurate information possible. However, neither Comulife® nor CompareTerm® is responsible for errors and omissions although every effort is made to be accurate.

We represent highly rated companies and as an independent agency, we are not tied to any single insurance company. We are able to match each client’s needs with the company best suited to meet each individual situation. Our independence makes it possible for each client to choose the best solution for their financial security.

For assistance call 1-866-347-3550 (Toll Free) 8:30am to 5:30pm Eastern Time, Monday through Friday.